Bip39 Ian Coleman. The wallet handles the major lifting of changing the mnemonic words through a technique of elaborate hashing, salting, and checksum functions right into a binary "seed," and that is then used to create the all-crucial personal and public encryption keys. BIP39 Mnemonic phrase is usually a list https://forum-directory.com/listings13054502/bip39-words-https-linktr-ee-bip39-details-fiction-and-bip39-word-list-pdf