When you are older than 59½ but have not fulfilled the 5-year holding prerequisite, your earnings could possibly be topic to taxes although not penalties. Be aware that the first contribution to any Roth IRA starts off the five-calendar year Keeping period of time for your Roth IRAs. Talk to https://retirement-planner13456.qowap.com/93294557/the-definitive-guide-to-retirement-plan-south-africa